Examine Alternative Routes to a 4-Year Degree

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As economic uncertainty continues to linger, more families are taking stock of potential alternatives to the traditional path to a four-year college degree. A popular option is one that involves taking the first two years of college at a less expensive two- or four-year college and then transferring into a higher profile (and higher priced) four-year institution from which the degree is granted.

On the surface, this strategy seems very practical as a cost-savings measure. It becomes even more so if the student is able to avoid residential expenses by living at home for the first two years. Upon closer examination, however, the net impact—financially and educationally—might not always match expectations.

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10 Steps to Picking the Right College

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Michael Lopresti is facing the biggest decision he's ever made, as his mom, Mary Beth, puts it. A high school senior with hopes of one day becoming a surgeon, Michael followed the traditional college path: He visited campuses, applied to a range of schools—including the University of Maryland—Baltimore County (for the academics), the University of Mary Washington (for the campus feel), and the University of Virginia (for a reach school)—and was accepted to most. 

Now, armed with his acceptance letters, Michael has one month to select the college where he plans to spend the next four years, as his parents simultaneously balance supporting his choices with finding a way to foot the accompanying bills. The process is often laden with anxiety, says clinical psychologist Jerry Weichman. 

"Very rarely is there going to be a clear cut 'yes' when it comes to making a college decision," says Weichman, who specializes in adolescent counseling in Newport Beach, Calif. "It's a huge commitment and any doubt in their decision process often increases their stress [and] anxiety—and they begin to question whether they're making the right decision or not."

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